Make sure you have appropriate Disaster Insurance Coverage

I found this interesting article regarding the impact of natural disasters on our current mortgage crisis. It's the new year and an excellent time to check your coverages on life, health, auto and homeowners insurance. If you live in an area that is susceptible to natural disasters like earthquakes, floods, hurricanes, etc. make sure you have adequate full replacement coverage. If a disaster were to strike you would not be able to rely on receiving or qualifying for adequate financing to replace your home.